You Can Now Transfer Citigold ThankYou Points…But Only to Sears

I discovered an interesting point (pun intended) while figuring out the best way to redeem my wife’s 51k ThankYou points from her Citigold account as I’m looking to close the account soon. As you may remember, it was a huge mess earlier this year fighting for my wife’s 50k ThankYou points for opening a Citibank Citigold Account […]

I discovered an interesting point (pun intended) while figuring out the best way to redeem my wife’s 51k ThankYou points from her Citigold account as I’m looking to close the account soon. As you may remember, it was a huge mess earlier this year fighting for my wife’s 50k ThankYou points for opening a Citibank Citigold Account that involved several rounds of messages, phone calls and finally a CFPB complaint. While I succeeded in having the points awarded to my wife’s account, I haven’t had a chance to use them for anything yet until I began looking to redeem them for a flight to St. Lucia next year for a wedding.

Historically, only Citi ThankYou points linked to a Citi Premier or Prestige could be transferred to airlines or hotels. However, with the news that JetBlue is now a transfer partner and no annual fee cards like the Preferred could transfer ThankYou points to JetBlue, I wondered if Citigold ThankYou points could be transferred as well. Alas, the answer is no but I did determine that Citigold ThankYou points are transferable into Sears Shop Your Way points.

sears-shop-your-way-transfer

I did a little digging into the terms & conditions and sure enough, only a ThankYou Rewards account is required to transfer points to Sears (the language is different for airline/hotel transfers).

sears-syw-transfer

The transfer ratio is 1 ThankYou point to 12 Sears Shop Your Way (SYW) points but before you get all excited, that is a value of just 1.2 cents in value per ThankYou point and you are stuck shopping for all the “fine” merchandise at Sears. Unless you an extreme Sears shopper, a reseller who understands the SYW program or looking to top off your SYW account if you are close to some free merchandise, I can’t recommend this transfer option. That said, I still think it’s a positive sign Citibank is adding new partners and hopefully they continue to improve the ThankYou points program.

Filed under: Citibank Tagged: Citibank Thank You Rewards Transfer to Sears Shop Your Way, How to Transfer Citigold Thank You Points

How to Absolutely Waste 21,000 SPG Starpoints…

…by burning them for a 30 minute chat. Here are some better uses for 21,000 Starpoints (which is valued at $567 per TPG’s own calculations of 2.7 cents a points). And yes that value is too high.  Transfer 60,000 points to Marriott and book a category 4 Ritz Carlton (or two nights a low level […]

…by burning them for a 30 minute chat.

spgpointsguy

Here are some better uses for 21,000 Starpoints (which is valued at $567 per TPG’s own calculations of 2.7 cents a points). And yes that value is too high. 

  • Transfer 60,000 points to Marriott and book a category 4 Ritz Carlton (or two nights a low level Ritz Carlton)
  • Book several nights at lower level Marriott hotels or one night a higher level Marriott and have points leftover
  • Transfer 20k Starpoints to an airline, get 25k miles and book a roundtrip domestic flight
  • Or book a one way flight to the Caribbean or Hawaii (among other airline redemptions)
  • Book one night at a Category 6 SPG Hotels
  • Book several nights at lower level SPG hotels
  • Literally almost anything else that doesn’t involve a one-time chat with someone about points & miles and effectively paying an hourly rate of $1,134.

If you really want to chat and learn/optimize your miles situation, my consulting services are a much better value.

My thoughts on this redemption…

Dumpster-Fire

Filed under: Other Tagged: How to Waste Points

Here is Yet Another Free 500 Points from Virgin America

Virgin America loves giving away free points and there is yet another offer for 500 free Elevate points if you signup for another email list – this time it is for the “Virgin Produced” Newsletter. It literally took 20 seconds to fill out the form with my name, email and Elevate number. This is a great way to […]

Virgin America loves giving away free points and there is yet another offer for 500 free Elevate points if you signup for another email list – this time it is for the “Virgin Produced” Newsletter.

va500miles

It literally took 20 seconds to fill out the form with my name, email and Elevate number. This is a great way to extend the life of your existing miles if you signup by October 26th. If you took advantage of the last two 500 free mile offers, then you would be halfway to a free Hawaiian inter-island flight all for signing up for a few emails.

As always, use a throwaway email if you don’t actually want to read these newsletters.

(H/T to View From the Wing)

Filed under: Free Miles Tagged: 500 Free Virgin America Points

Free Hilton Weekend Night Certificate for Spending $1,000 on Hilton HHonors Amex Card (Targeted)

I just received an email from American Express offering me a free weekend night certificate valid at any almost any Hilton hotel if I spend $1,000 on my Hilton HHonors American Express card by December 15th. The free weekend night is valid from 12 months of issuance so you have potentially almost all of 2017 to […]

I just received an email from American Express offering me a free weekend night certificate valid at any almost any Hilton hotel if I spend $1,000 on my Hilton HHonors American Express card by December 15th. The free weekend night is valid from 12 months of issuance so you have potentially almost all of 2017 to use it if you time the spending right. If you have the card, here is the link to try and see if you are targeted.


This is a really good offer – to put it in perspective if I spent the same $1,000 on a 2% cash back card, I would earn $20. So by shifting $1,000 of my spend to this card (which I normally don’t use), I’ll earn a free weekend night at Hilton family hotel. Forgoing $20 bucks for a free hotel night sounds good to me! If you have the offer, I highly recommend enrolling and taking advantage of it.

Here are the full terms of the offer:

Terms and Conditions

1. To qualify for the Free One Weekend Night Certificate, you must make $1,000 in purchases with your Hilton HHonors™ Card from American Express now through December 15th 2016. The Free One Weekend Night Certificate will be sent as an email from Hilton to the email address listed on your Hilton HHonors account, 6-8 weeks after you meet the spend requirement. Purchases to meet the spend requirement of this offer do NOT include fees or interest charges, balance transfers, cash advances, purchase of travelers checks, purchase or reloading of prepaid cards, or other cash equivalents. Additional Card Members on your account are not eligible for this offer. A Card Member is only eligible to earn 1 Free Night Certificate during the offer period. To receive the Free One Weekend Night Certificate, your account must not be cancelled or in default at the time of fulfillment. American Express reserves the right to modify or revoke offer at any time. If the HHonors member does not receive the Free One Weekend Night Certificate email within 6-8 weeks after the promotion period ends, the Member should check his/her HHonors account by logging into their profile or by calling 1-800-548-8690 . As a reminder, the Free One Weekend Night Certificate will be delivered in an email from Hilton. To ensure receipt of the certificate, the HHonors member should confirm the correct email address is listed under the Card Member’s HHonors Account file on their profile. The Free One Weekend Night Certificate is valid for one (1) weekend night standard accommodation, double occupancy, subject to availability, at properties in the Hilton HHonors portfolio, excluding those listed at HHonors.com/weekendcertificate. The Free One Weekend Night Certificate applies only to room rate and corresponding taxes, and does not apply to any applicable gratuities, resort fees or incidental charges. The Free One Weekend Night Certificate is valid for 12 months after the date of issuance, as noted on the certificate. You must follow all terms stated on the certificate when redeeming or the certificate may not be honoured. For complete Terms and Conditions that apply to the One Weekend Night Certificate, please refer to the Hilton HHonors Free Night Terms and Conditions. Hilton HHonors™ membership, earning of Points & Miles™ when booking direct and redemption of Points are subject to HHonors Terms and Conditions. © 2016 Hilton Worldwide.

Filed under: American Express, Hilton Tagged: Hilton Amex Free Weekend Night Offer